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The Creditor II is a patented credit card-size knife from genius knifemaker John Kubasek. The Creditor features a D2 steel clip-point blade with a carbon fiber overlay, and the handle is titanium with a carbon fiber piece to protect the blade tip and improve grip comfort. Crafted with a titanium handle, it incorporates the ingenious "Tab Lock" feature, functioning as a frame lock. Facilitating discreet carry, the deep-carry pocket clip doubles as a money clip. This USA-made beauty stands as a brilliantly engineered, impeccably constructed tool that you'll always want with you.